A. You don’t need to tell us if members of your household are now working from home solely in a clerical capacity. Your current policy cover applies so, for example, your chosen level of accidental damage cover will remain the same. Please check your policy cover still meets your needs.
Where home office equipment is owned by an employer, your employer's insurance should cover any damage, but we'll pay if employees are legally liable for any damage or the employer doesn't have cover in place, up to any policy limit for office equipment.
Those home working from garages or outbuildings should also check their policy cover is sufficient as there may be limits on the cover provided, for example, on theft from outbuildings.
If members of your household are now working from home in a non-clerical capacity and you previously told us there’s no business use at your home address, please contact Quotemehappy.com to discuss.