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What's life insurance?

Life insurance can help you support your loved ones financially with a lump sum payout if you die during the term of the policy.
It's quick and easy to apply for's Life Insurance Policy and it starts from just £3.50 per month. You can choose from two types of cover, Level and Decreasing, and how long you want the policy to last for. Of course, the premium you will pay depends on the cover level you need and your personal circumstances.

Types of cover available

  • You pay the same each month for however long the policy lasts, and the cover amount is fixed
  • You might want this to help maintain your family's living standards and cover monthly bills, or to help pay off an interest-only mortgage
  • You pay the same each month for however long the policy lasts, and the cover amount decreases
  • The cover amount decreases broadly in line with the amount you owe on a repayment mortgage. So, the idea is if you select an amount of cover that matches your outstanding loan, the pay out should be enough to cover what's owed

Online. Simple application.

Easy to apply for life insurance. Get a quote within minutes
No admin fees, ever. Premiums from £3.50 per month
Friendly claims team, 99.4% of all life insurance claims paid in 2022

Why choose

Manage your policy online
We can send you email updates rather than letters in the post.
No admin fees
We don't charge admin fees, even if you make changes to your policy.
Dedicated claims line
Expert claims team, ready to support you and your loved ones.
Make a claim
View your documents
It's quick and easy to see your policy documents.